Wells fargo active cash card reddit. The Wells Fargo Autograph is one of the best cards....

I got a Wells Fargo Cash Wise (1.5% cash back) card in 2017. I

Jules-Pierre_Mao • 2 yr. ago. You should keep the WF Visa Signature as that gives you a 50% points boost towards Go Far redemptions for airfare. Also, if you PC into the WF Active Cash you'll lose out on the SUB. If I were you, I'd just apply directly for the WF Active Cash. Between the WF Active Cash and the WF Visa Signature, you'd get 3% ... Active cash is max $200, for one-time intro party favors. Realistically, maybe not worth the 5-10 inquiry point hit on my credit scores. If I can get a decent limit, and 6 months waived, on a Home Depot card instead (albeit a worthless card, but good to take a deferred advantage of the coming collapse of building materials) it's almost preferable.A Wells Fargo account opened in Georgia has the routing number 061000227. Wire transfers do not use the location-based routing number. Instead, domestic wire transfers use 121000248 and international wire transfers use WFBIUS6S.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.6 Feb 2023 ... Wells Fargo Active Cash Card. Earning cash back. $20,000. Wells Fargo Reflect Card. Balance transfers and purchases. $28,000. Wells Fargo ...Wells Fargo Active Cash Fraud Before Receiving and Confirming Card 0 /r/creditcards , 2023-06-10, 11:12:06 Active cash Wells Fargo to pay rent 0thats if the active cash can pool the rewards with visa signatures 1.5 bonus on flights. IMO, for someone who wants simplicity but also is willing to maximize rewards a little bit, the two cards announced this week, the Wells Fargo Active Cash Visa (2% flat rewards, $200 SUB with $1000 spend in the first 3 months) and the Citi Custom Cash ...I opted to replace my American Express Gold with a better 'all-around' rewards card- settled on the Wells Fargo Active Cash. 2% Cash Back on all categories, with no caps, no annual fee, and came with the following intro offers: 15 month 0% APR on purchases. $200 in Cash Back after $1k spend in 3 months. Credit Score: 830 (WF used TransUnion)View community ranking In the Top 1% of largest communities on Reddit. I have a Wells Fargo Active Cash card but my limit is only $2,500. I saw Visa Signature cards are a minimum of $5k. To be fair I product changed from a Platinum card and the limit on that was $2,500. Should I call and ask them to bump it up to $5,000?With the Autograph it really depends on your top spending categories and how much you spend. 2 vs 3% doesn't seem like a big difference but it can be. My phone bill is $130 every month. That's 2.60 vs 3.90, an extra $15 a year just for getting the boost in that one category. Realshotgg • 1 yr. ago.Applying for Wells Fargo Active Cash. I applied for the Wells Fargo Active Cash and when I applied, it went to pending status, and when I called in they said that I need to submit a copy of driver's license and a bill with my name and address. Is this a good sign that my application will be approved? Yes, you will get approved.if you have the WF signature card you can use it for travel at 1.5 cents per point. making the cashwise 2.25% and propel 4.5% when redeemed for travel. or you can just combine the balances to get to $25 to cash out. Bruuzu- •. No issues with WF so far. It's my favorite card. stayyfr0styy • 3 yr. ago.The Active Cash is probably better on its own overall, especially due to the SUB. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. (Though paying statement balances in full ... The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. The Fidelity Card requires a Fidelity account to deposit the money into. SoFi card also requires an account with them to get the money. SUBs would also be something to consider.The $0-annual-fee Wells Fargo Active Cash earns 2% cash back on all purchases. Its sign-up bonus sets it apart from other cards earning 2% back.Avoid Wells Fargo Active Cash Card I signed up for a credit card with Wells Fargo. Their system will not let me enroll online, I've been on the phone for over an hour trying to fix it, they won't let me make a full payment on the $25 balance and thus I can't even close out the account.The Wells Fargo Active Cash® Card's 2% rewards rate and lack of an annual fee put it in line with some of the best flat-rate cash back cards available. The card's intro bonus and promotional annual percentage rate (APR) offers—and its many cardholder benefits—may push it ahead of the pack.I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything. The best minimalist 2-card setup really comes down to your spending habits. Generally the idea is you want: A general purpose 2% cash back card (Citi Double Cash, Wells Fargo Active Cash, etc) A category card that matches a big spending category in your budget.Wells Fargo Active Cash® Card. Wells Fargo Autograph℠ Card. Annual fee. $0. $0. $0 . Rewards rate. 1x points on rent purchases (on up to $100,000 every year)I was asking about their legacy/historical offerings that would be swapped. If none were category, then the swap to Active Cash makes sense for everything except the Propel. I happen to have the Wells Fargo Visa Signature card which is a legacy card. It has 1% cash back on everything.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Citi DoubleCash vs Wells Fargo Active Cash. Hello everyone! I am trying to decide between these two cards as a daily driver. I moved to the US in Jan 2022. Current Cards: -Bank of America Unlimited Cash (1.5% cashback on everything, No AF) , $1000 limit, Jan 2022 - Chequing and Savings account w/ BoA opened in Jan 2022.I have both, and in terms of looks, WF Active Cash looks better in person because it has red trim on the edges & the Visa logo is shiny while the FNBO Evergreen is basically a single piece of colored plastic with a JPG stamped onto it similar to the Target REDcard and PayPal debit card. The brushed metal effect is pretty cheap similar to the ...Capital one savor one is an underrated card. 3% back on entertainment. So things like movie tickets, concert tickets, arcades, amusement parks, zoos. Or places similar to FYE. 3% back on dining. Things like restaurants, fast food and take out. 3% back on groceries. Self explanatory.... Wells Fargo Bank, N.A., Member FDIC. All active sponsored accounts and their sponsors are also FDIC insured with or without a Cash Card. The FDIC insures ...Earn unlimited 2% cash rewards on purchases 1. Welcome offer: Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months2. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24% or 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for ...“The first volley is the Active Cash card, offering a flat 2% cash-back rate on all spending, a challenge to Citigroup Inc.’s Double Cash product and a card offered jointly by Synchrony Financial and PayPal Holdings Inc. Wells Fargo will introduce a low-interest-rate card in coming months and a new rewards card line next year.” View community ranking In the Top 1% of largest communities on Reddit. I have a Wells Fargo Active Cash card but my limit is only $2,500. I saw Visa Signature cards are a minimum of $5k. To be fair I product changed from a Platinum card and the limit on that was $2,500. Should I call and ask them to bump it up to $5,000?The $0-annual-fee Wells Fargo Visa Signature® Credit Card doesn't offer a traditional upfront sign-up bonus after meeting a minimum spending requirement. But it does earn 5X points on up to ...View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo card Active Cash card app declined for unable to verify ID . I submitted the application on Thursday, on Friday they told me to submit Proof of drivers license and proof of address witch I did, but today I got the decision that they are denying my application ...I like my active cash card, especially since I started utilizing the my Wells Fargo deals. Which I would say is their version of Amex offers. Where other Banks post your rewards from these deals in 6 to 8 weeks or longer, Wells Fargo posted a few days after the transaction posts. Also Wells Fargo has a $300 checking account bonus right now.No credit cards require the phone to be financed. Ah I see, you seem correct, looking again at Wells Fargo, it says they require "A copy of the device summary page from Your Wireless Bill or other sufficient proof of the claimed Cell Phone model linked to Your Wireless Bill account." What about US Bank Platinum Card.The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in …Wells Fargo Active Cash Declined data point. I just got declined for the Active cash. Spoke to the reconsideration line and got declined again. The reason given was low credit history/ age of accounts. Details - Oldest card - 3 years Score - 740+ Income - 400k+ Number of cards - 10 across Amex and Chase with 100k+ credit limits Own my own …Overview Wells Fargo occasionally releases new credit cards to keep up with the ever-changing needs of the market. In 2021, Wells Fargo released the Active Cash and Reflect Cards. For 2022, the financial institution released the to help cardholders maximize reward points on everyday spending categories such as restaurants, travel, gas stations, transit, popular streaming services and phone ...Citi DoubleCash vs Wells Fargo Active Cash. Hello everyone! I am trying to decide between these two cards as a daily driver. I moved to the US in Jan 2022. Current Cards: -Bank of America Unlimited Cash (1.5% cashback on everything, No AF) , $1000 limit, Jan 2022 - Chequing and Savings account w/ BoA opened in Jan 2022.The other thing I use it for is to carry a $3200 hospital bill balance at 0% while I pay it off. It was $3800 but the hospital offered me a 15% discount to pay it at once, so I used the card for that. 12. bathyorographer • 2 yr. ago. That's really nice. 9% is fantastic.13 Jun 2023 ... Fake websites that look like the official Wells Fargo official site can trick victims into disclosing their credit card numbers or login ...The Wells Fargo Active Cash® Card is a standout cash back card that's great for a one-card wallet, or to round out your maximization strategy. This no annual fee credit card offers a great flat ...What is everyone's thoughts on the new unlimited 2% cash back Wells Fargo Active Cash card Seems like a good deal for using Costco. Has cell phone protection on it too. I have …Overall, it's good because the active cash gives you double (2%) cash back on all purchases with no downside compared to the old cards. Line of credit is how much you can spend, credit limit. Cash advance is how much physical cash you can withdraw at an ATM. Cash advances usually have high fees, so avoid this.Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. The card earns a flat 1.5% cash-back rate on all other purchases while the Wells Fargo Active Cash card earns 2% cash-back on every purchase, regardless of category.3 important differences between Wells Fargo Autograph vs. Active Cash. 1. Earning rates. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases.I got approved. Income 90k 5/24: 5/24 (before applying) CL: $3,000. Current cards. Amex Gold 5/22 (using their apple card-like pre-approval tool, after being previously denied twice the old fashioned way) Citi custom cash 5/22 $6,800. Apple Card 3/21 $2,000. CFF 7/21 $7,800.Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.For example, you could redeem $5 to erase a $5 purchase. There is an auto-redeem feature, as well. It triggers whenever you hit $25 in rewards. I use redeem for purchases if I'm under $25. You are suppose to be able to get cash at the atm in $20 increments. Needs to be in $25 increments. 2% when you pay takes a few days to clear.Income: $54,000. FICO Score: 735. First and only other CC: Apple Card. had since December, 2019. credit limit is $12,500 (started at $750) APR is 22.24% but I always pay off on time. I was approved for the WF Active Cash a couple business days after applying with a limit of $2,500. I know WF is known to give lower limits, and I very rarely have ... Covered Card means a credit card issued by Wells Fargo Bank, N.A. that provides the benefits described in this Guide. Damage means the Cell Phone can no longer perform function(s) as intended in normal service due to broken parts, material or structural failures.IMO, for someone who wants simplicity but also is willing to maximize rewards a little bit, the two cards announced this week, the Wells Fargo Active Cash Visa (2% flat rewards, $200 SUB with $1000 spend in the first 3 months) and the Citi Custom Cash MasterCard (5% rewards on highest spending category per month up to $500 in spend, 1% rewards a...As for the Capital One SavorOne card, you'll receive a $200 cash bonus after spending $1,000 on purchases in the first three months. The Capital One SavorOne card has a much lower spending threshold but Wells Fargo offers a higher bonus. If you can spend more than the $1,500 required for the Wells Fargo Autograph card in three months, then ...Additional terms and conditions apply." From Chase Freedom Flex: "Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim."A Wells Fargo account opened in Georgia has the routing number 061000227. Wire transfers do not use the location-based routing number. Instead, domestic wire transfers use 121000248 and international wire transfers use WFBIUS6S.Wells Fargo dropping $25 minimum redemption. 313. 73. r/CreditCards. Join. • 10 days ago.WellsFargo Active Cash Card. I opened the WF Active Cash credit card and got my first statement on 9/26/23. It’s for $181.97, however, I didn’t get any 2% rewards for that statement balance…? And, I’ve already set it on automatic payment, but it only wants to pay the minimum payment of $25..?If you're only going to use one card, I think Active Cash is better. It does have cell phone insurance, which I think most people can use, whereas the protections on the CFU are situational and mostly for travel. 2% on everything beats the CFU's multipliers for most people. The best reason to get the CFU is if you also have the Chase Sapphire ...The Wells Fargo Active Cash is a no-annual-fee card that offers unlimited 2% cash back on qualified purchases. Though it does carry the Wells Fargo branding, which has rightfully received scrutiny in recent years due to the bank’s abuse of customer data, this card does offer some perks that some competing 2% cash back cards don’t.The Wells Fargo Active Cash is considered a rewards credit card because it earns 2% cash rewards on purchases. It also has a $0 annual fee and offers a welcome bonus of $200 after spending $500 in the first 3 months. These benefits make the Active Cash a competitive product if you’re looking for a $0 annual fee card that earns cash rewards ...The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual fee. It also offers a welcome bonus: a $200 cash rewards bonus after spending $500 in purchases in the ...Aug 25, 2023 · The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies ... The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes ...Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. The card earns a flat 1.5% cash-back rate on all other purchases while the Wells Fargo Active Cash card earns 2% cash-back on every purchase, regardless of category.I opted to replace my American Express Gold with a better 'all-around' rewards card- settled on the Wells Fargo Active Cash. 2% Cash Back on all categories, with no caps, no annual fee, and came with the following intro offers: 15 month 0% APR on purchases. $200 in Cash Back after $1k spend in 3 months. Credit Score: 830 (WF used TransUnion)Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Wells Fargo Active Cash I saw there is a deal on the WF earn more rewards website for 15% bonus cash rewards on all gas stations purchases until May 22nd 2022. Under terms, it says the offer 'may not' be eligible at wholesale club gas stations.I got approved. Income 90k 5/24: 5/24 (before applying) CL: $3,000. Current cards. Amex Gold 5/22 (using their apple card-like pre-approval tool, after being previously denied twice the old fashioned way) Citi custom cash 5/22 $6,800. Apple …For 2% flat general purchases, I currently have the Fidelity Rewards Visa to deposit into a cash management account, but the Wells Fargo Active Cash can give me a bonus rate redeeming for gift cards (I shop enough that I can find something to use for myself or others).Time to add a new card to the portfolio. I'm thinking about going for the Wells Fargo Active Cash now. The SUB makes that extra .5% cashback more enticing. Then I'd go for the Citi Custom Cash in 3 months and making that my grocery card. I'm using the Flex for grocery stores this quarter. I'd downgrade my BCP after the annual fee hits.WFAC (Wells Fargo Active Cash) offers 15 months. I know there are cards that offer 18 & even 21 months but considering the fact that WFAC offers $200 cash back after spending just $500 in the 1st 90 days as well as 2% cash back on ALL purchases it seemed perfect for what I was looking to purchase w/ it.Possible since Wells Fargo owns a stake in Bilt. This would be sick because the Autograph would supercharge transfer partners with the Bilt. I think everyone would love for that to happen as they could sidestep Chase for Hyatt lol. Wells Fargo insiders leaked that their new annual fee-based card (s) would release next year so we'll see if they ...7. Wells Fargo. Rewards-earning cards from Wells Fargo are eligible for PayPal redemptions. Your Wells Fargo Rewards points won't lose any value when redeemed this way: $1 in cash rewards will ...WellsFargo Active Cash Card. I opened the WF Active Cash credit card and got my first statement on 9/26/23. It's for $181.97, however, I didn't get any 2% rewards for that statement balance…? And, I've already set it on automatic payment, but it only wants to pay the minimum payment of $25..?. Concierge service, 24/7. Your Wells Fargo Visa SignatureIf you already have the Wells Fargo Activ The 2% cash back category is pretty flooded imo with options like the SoFi master card, Paypal card, Double Cash, Active Cash, Bread, etc all offering a 2% card. The Double Cash does have access to Citi's ecosystem though so there is options to trade points for miles which offer greater value and there is also the Rewards+ card which lets you ...Good thing I opened a Wells Fargo checking account recently for a $325 bonus. Wonderful news. The $25 minimum (and, worse, $25 increments!) was one of the Autograph's (and Active Cash's) biggest weaknesses, IMO, especially after Citi eliminated the $25 minimum on the Double Cash. It also didn't even make that much practical sense for WF, given ... Concierge service, 24/7. Your Wells Fargo Visa Signatur View community ranking In the Top 1% of largest communities on Reddit. Is an American Express Gold Card better than a Wells Fargo Active Cash (2% Cash back on everything) or a Apple Card (1% to 3% cash back)? It looks like the Amex card has "points back," not "cash back." How do you translate that to dollars? Hey hey, first ever post here. Just received my 2nd ever...

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